<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:georss="http://www.georss.org/georss" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" xmlns:media="http://search.yahoo.com/mrss/"
	>

<channel>
	<title>Avid Law Blog</title>
	<atom:link href="http://avidlawblog.wordpress.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://avidlawblog.wordpress.com</link>
	<description>The Official Blog for Avid Law Center: Advocates for Debt Relief</description>
	<lastBuildDate>Fri, 24 Feb 2012 18:21:07 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.com/</generator>
<cloud domain='avidlawblog.wordpress.com' port='80' path='/?rsscloud=notify' registerProcedure='' protocol='http-post' />
<image>
		<url>http://s2.wp.com/i/buttonw-com.png</url>
		<title>Avid Law Blog</title>
		<link>http://avidlawblog.wordpress.com</link>
	</image>
	<atom:link rel="search" type="application/opensearchdescription+xml" href="http://avidlawblog.wordpress.com/osd.xml" title="Avid Law Blog" />
	<atom:link rel='hub' href='http://avidlawblog.wordpress.com/?pushpress=hub'/>
		<item>
		<title>Friday Foreclosure Story: Man Arrested for Fighting for His Home</title>
		<link>http://avidlawblog.wordpress.com/2012/02/24/friday-foreclosure-story-man-arrested-for-fighting-for-his-home/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/24/friday-foreclosure-story-man-arrested-for-fighting-for-his-home/#comments</comments>
		<pubDate>Fri, 24 Feb 2012 18:21:02 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=443</guid>
		<description><![CDATA[Homeowners Arturo De Los Santos and his wife Magdalena have been fighting to keep their Riverside home from which they were evicted this week, for the second time. The Huffington Post explains Arturo’s familiar story: “After reaching an agreement to make reduced payments on a trial basis until a final settlement was defined, and making [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=443&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/24/friday-foreclosure-story-man-arrested-for-fighting-for-his-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/foreclosure3.jpg?w=300" medium="image">
			<media:title type="html">foreclosure</media:title>
		</media:content>
	</item>
		<item>
		<title>Study Finds 84% of Foreclosures in SF Erroneous</title>
		<link>http://avidlawblog.wordpress.com/2012/02/24/study-finds-84-of-foreclosures-in-sf-erroneous/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/24/study-finds-84-of-foreclosures-in-sf-erroneous/#comments</comments>
		<pubDate>Fri, 24 Feb 2012 18:06:49 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Reuters]]></category>
		<category><![CDATA[San Francisco]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=431</guid>
		<description><![CDATA[An audit commissioned by the San Francisco city assessor found that of almost 400 foreclosures conducted in San Francisco, 84% appeared to have missing documents or signatures or otherwise violate the law. An attorney at the National Consumer Law Center told Reuters that the San Francisco audit is the most detailed and comprehensive to-date but [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=431&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/24/study-finds-84-of-foreclosures-in-sf-erroneous/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/mortgage_fraud-thumb-250x235-1979.jpg" medium="image">
			<media:title type="html">mortgage_fraud-thumb-250x235-1979</media:title>
		</media:content>
	</item>
		<item>
		<title>The Other Foreclosure Settlement</title>
		<link>http://avidlawblog.wordpress.com/2012/02/22/the-other-foreclosure-settlement/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/22/the-other-foreclosure-settlement/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 15:37:01 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage settlement]]></category>
		<category><![CDATA[wells fargo]]></category>
		<category><![CDATA[wrongful acts.]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=426</guid>
		<description><![CDATA[Distressed homeowners have heard a lot recently about the national $25B mortgage settlement. And while only some are able to cash in on the settlement, others are left wondering what other options are available to them. Well they may be able to find some relief in the lesser known settlement that could lead to an [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=426&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/22/the-other-foreclosure-settlement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/can-you-be-sued-for-a-deficiency-judgment-after-foreclosure.jpg" medium="image">
			<media:title type="html">can-you-be-sued-for-a-deficiency-judgment-after-foreclosure</media:title>
		</media:content>
	</item>
		<item>
		<title>OC Foreclosure inventory at 20-month low</title>
		<link>http://avidlawblog.wordpress.com/2012/02/17/oc-foreclosure-inventory-at-20-month-low/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/17/oc-foreclosure-inventory-at-20-month-low/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 20:20:10 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Orange County California]]></category>
		<category><![CDATA[orange county register]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=420</guid>
		<description><![CDATA[According to the Orange County Register&#8217;s Jonathan Lansner, 34% of Orange County homes for sale were distressed properties - foreclosures and short sales. Lansners reports from Steve Thomas’s ReportsOnHousing.com that states that foreclosure inventory is its lowest since June 2010 and the short sale inventory is its lowest since December 2009. Lansner’s highlights from Thomas’s [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=420&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/17/oc-foreclosure-inventory-at-20-month-low/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/bank-foreclosures-listings.jpg" medium="image">
			<media:title type="html">Bank Foreclosures Listings</media:title>
		</media:content>
	</item>
		<item>
		<title>Banks pay big money for short sales</title>
		<link>http://avidlawblog.wordpress.com/2012/02/16/banks-pay-big-money-for-short-sales/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/16/banks-pay-big-money-for-short-sales/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 14:32:37 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[CNNMoney.com]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Short]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=414</guid>
		<description><![CDATA[To help ease the foreclosure rate, and cut their losses, banks have started paying out big bucks to distressed homeowners on the verge of losing their homes to foreclosure – to the tune of $35,000 a pop. This incentive to homeowners who owe more on their house than it’s worth, or homeowners who are already [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=414&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/16/banks-pay-big-money-for-short-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/banks-pay-for-houses.jpg?w=300" medium="image">
			<media:title type="html">Money in your hands</media:title>
		</media:content>
	</item>
		<item>
		<title>How the $25B Mortgage Settlement Affects Californians</title>
		<link>http://avidlawblog.wordpress.com/2012/02/14/how-the-25b-mortgage-settlement-affects-californians/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/14/how-the-25b-mortgage-settlement-affects-californians/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 15:59:24 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[Ally Financial]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[delinquent borrowers]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[JPMorgan Chase]]></category>
		<category><![CDATA[Kamala Harris]]></category>
		<category><![CDATA[Loan Restructuring]]></category>
		<category><![CDATA[mortgage settlement]]></category>
		<category><![CDATA[wells fargo]]></category>
		<category><![CDATA[wrongful acts.]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=409</guid>
		<description><![CDATA[The federal government, 49 attorneys general including California’s Kamala Harris, and five the nation’s largest banks announced last week the approval of the $25 billion settlement that’s aimed at helping distressed homeowners and keeping them in their homes. While much ado has been made around this much needed aid, homeowners everywhere are asking how this [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=409&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/14/how-the-25b-mortgage-settlement-affects-californians/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/bank-foreclosure_settlement.jpg?w=300" medium="image">
			<media:title type="html">bank foreclosure_settlement</media:title>
		</media:content>
	</item>
		<item>
		<title>Scam Alert: Fake Squatters Cash in for Keys</title>
		<link>http://avidlawblog.wordpress.com/2012/02/09/scam-alert-fake-squatters-cash-in-for-keys/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/09/scam-alert-fake-squatters-cash-in-for-keys/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 16:34:58 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage Scams]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[KABC]]></category>
		<category><![CDATA[San Bernardino County California]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=405</guid>
		<description><![CDATA[According to KABC, two suspects have been arrested for an alleged scam involving fake home rentals. Investigators say the pair broke into foreclosed homes and then claimed they were living there legally. The two allegedly would enter foreclosed and vacant homes, change the locks, turn on the utilities in their name and call the bank [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=405&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/09/scam-alert-fake-squatters-cash-in-for-keys/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/scam-alert.gif" medium="image">
			<media:title type="html">scam-alert</media:title>
		</media:content>
	</item>
		<item>
		<title>Freddie Mac Bets Against U.S. Homeowners</title>
		<link>http://avidlawblog.wordpress.com/2012/02/08/freddie-mac-bets-against-u-s-homeowners/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/08/freddie-mac-bets-against-u-s-homeowners/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 17:29:25 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[NPR]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=401</guid>
		<description><![CDATA[A new investigation conducted by NPR and ProPublica, an independent, nonprofit newsroom, found that Freddie Mac invested billions of dollars betting that U.S. homeowners won&#8217;t be able to refinance their mortgages at today&#8217;s lower rates. Contrary to the organization’s mission and purpose, these investments, while legal, raise concerns about a conflict of interest within Freddie [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=401&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/08/freddie-mac-bets-against-u-s-homeowners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/freddie-mac-bets-against-home-owners-who-they-finance.jpg?w=300" medium="image">
			<media:title type="html">Freddie-Mac-bets-against-Home-Owners-who-they-finance</media:title>
		</media:content>
	</item>
		<item>
		<title>NY AG Sues Banks Over MERS</title>
		<link>http://avidlawblog.wordpress.com/2012/02/07/ny-ag-sues-banks-over-mers/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/07/ny-ag-sues-banks-over-mers/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 19:14:10 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[Eric Schneiderman]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[JPMorgan Chase]]></category>
		<category><![CDATA[MERS]]></category>
		<category><![CDATA[Wall Street Journal]]></category>
		<category><![CDATA[wells fargo]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=394</guid>
		<description><![CDATA[New York&#8217;s Attorney General Eric Schneiderman, on Friday filed a lawsuit against Bank of America, J.P. Morgan Chase and Wells Fargo over their use of the Mortgage Electronic Registration Systems Inc. (MERS), claiming the banks submitted court documents containing false and misleading information that appeared to provide the authority for foreclosures when there was none. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=394&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/07/ny-ag-sues-banks-over-mers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/eric-schneiderman1.jpg?w=300" medium="image">
			<media:title type="html">eric-schneiderman1</media:title>
		</media:content>
	</item>
		<item>
		<title>California Returns to the Negotiation Table</title>
		<link>http://avidlawblog.wordpress.com/2012/02/06/california-returns-to-the-negotiation-table/</link>
		<comments>http://avidlawblog.wordpress.com/2012/02/06/california-returns-to-the-negotiation-table/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 22:42:51 +0000</pubDate>
		<dc:creator>avidlawblog</dc:creator>
				<category><![CDATA[Avid Law Center]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Loan Restructuring]]></category>
		<category><![CDATA[Attorney general]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Eric Schneiderman]]></category>
		<category><![CDATA[Harris]]></category>
		<category><![CDATA[Kamala Harris]]></category>
		<category><![CDATA[los angeles times]]></category>
		<category><![CDATA[Mortgage loan]]></category>

		<guid isPermaLink="false">http://avidlawblog.wordpress.com/?p=389</guid>
		<description><![CDATA[According the Los Angeles Times, California has resumed negotiations on the multibillion-dollar, multi-state mortgage settlement with the nation&#8217;s largest banks. Friday’s deadline for individual states to either reject or accept the deal has been pushed to today. California Atty. Gen. Kamala Harris walked away from negotiations last year and had originally held out on agreeing [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avidlawblog.wordpress.com&amp;blog=28984196&amp;post=389&amp;subd=avidlawblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://avidlawblog.wordpress.com/2012/02/06/california-returns-to-the-negotiation-table/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">avidlawblog</media:title>
		</media:content>

		<media:content url="http://avidlawblog.files.wordpress.com/2012/02/kdh_thank_you.jpg?w=300" medium="image">
			<media:title type="html">KDH_Thank_you</media:title>
		</media:content>
	</item>
	</channel>
</rss>
